June 30, 2017
If you and your family are covered under an Aetna dental insurance plan — whether it’s through work or purchased on your own — that’s great news for everyone’s oral health. People who have dental insurance are more likely to stay on top of their regular preventive care, like the six month checkups and cleanings that keep smiles healthy for a lifetime. Make the most out of your investment in your oral health by visiting Dr. Katie Montgomery, your trusted dentist in Marysville.
How Does Dental Insurance Work?
Dental insurance works something like your medical insurance, except with more of an emphasis on prevention. The aim of dental insurance is to stop problems before they start, with regular checkups and cleanings, X-rays, and other treatments that aid in the prevention of gum disease and tooth decay.
When you visit a dentist who is in-network with your Aetna plan, like Dr. Montgomery, you don’t have to hand over any money for the treatments that are completely covered. And if you do owe a portion of the fees for restorative services, you’ll just pay the remaining amount at the time of your appointment — and that’s it! We will file all the paperwork and make sure we receive the full payment on the back end.
What Does My Aetna Dental Insurance Plan Cover?
Preventive care is likely completely covered under your dental insurance plan — and your coverage should extend to cover a majority (usually up to 80%) of your restorative treatments as well. Those include fillings, crowns, bridges, inlays, onlays, extractions, and root canals. Dental implants are rarely covered by dental insurance. You will also be responsible for the full amount of cosmetic treatments and other elective services.
How Can I Make the Most Out of Dental Insurance?
To make the most out of dental insurance, it’s important that you know just what is covered under your plan. Find out about your coverage by talking to your employer’s human resources department, contacting your provider directly, or getting in touch with our team of insurance experts. We can help you understand your coverage and which treatments are important for your oral health and wellbeing.
First and foremost is taking advantage of your preventive dental care, which is fully covered under your plan. Two checkups and cleanings, as well as a set of X-rays, are completely free each year. During this preventive exam, we will remove all plaque and tartar from the surface of your teeth and check for the early warning signs of potentially larger problems. A topical fluoride treatment and dental sealants for kids may be included in your plan, too. With full coverage on these crucial services, there’s no reason not to take advantage of them!
Visit Your Aetna Dentist in Marysville This Month!
Don’t let your investment in your oral health slip away. Make a point to schedule a checkup and cleaning during what’s left of 2017! Contact Montgomery Family Dental to schedule an appointment or to discuss the details of your dental insurance plan today.
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